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Insurance Claim
Roof Damage Insurance Claims in Austin
It's best to file an insurance claim right after a hail storm.
Most homeowners who have recent hail damage on their roofs can file an insurance claim and receive some compensation, but many homeowners neglect to do that. Some don’t realize they have hail damage to their roof, others might not think it’s worth the time and money to have it fixed. Many homeowners don’t file an insurance claim after a storm because they wait too long to act. By the time they realize how severely their roofs have been damaged, it’s too late to receive any compensation from their insurance companies.
The best thing is to file a claim as soon as you think your roof has sustained damage in a storm. The damage is still “fresh” at this time, which means it’s unlikely that anything else has caused any further damage. This will make it easier to prove that it was the hail that damaged your roof, and it will be much easier to repair the damage sooner rather than later.
What happens if you wait to file an insurance claim?
It can take years till the hail damage creates leaks and many homeowners put off inspecting the roof or repairing the damage. They don’t realize that the hail damages the asphalt protective granule coating exposing the protective layer underneath to all sorts of weather hazards.
Leaks can create mold, cause water damage to your ceiling, walls and your electricity system.
We Offer Free Roof Damage Inspections!
We, at Austin Roofing Company offer free inspections.
we will work on your behalf to make sure insurance companies pay for any storm and water damage.
How do I file a roof insurance claim?
Make a professional roof inspection.
Call a professional roofing company.
Austin Roofing Company will inspect your roof free of charge.
In case of a damage we will repair it temporarily in order to prevent any further damages.
Call your insurance company.
Contact your homeowner’s insurance company to file a claim. Make sure to have your policy number along with the date of the recent storm event. You will get a claim number from the insurance company, and you will get a scheduled date for an insurance adjuster to inspect your roof.
Austin Roofing Company will meet the adjuster on-site to assist in locating the damage.
Wait for an answer from your insurance company.
You will receive a paperwork from your homeowner’s insurance containing a detailed breakdown of what is covered under the repair claim, the estimated cost of the repairs, the total claim amount and the amount of Deductible cost.
Inform your Roofing company.
It is best if you allow a professional to review the claim with you to ensure all damaged items were covered by the insurance claim.
It is also important that the insurance covers the costs of any upgrades that are required by the building code. Insurance is required by law to cover the cost of these upgrades regardless if it was done in the same way or not on the original Roof installation.
Submit your invoice.
And let’s start working on your roof!
